USD

Ondo US Dollar Yield

Q: What is the current yield on USDY?

USDY currently offers 4.90% APY. The 30-day average yield is 4.92%.

$USDY

Ondo FinanceTreasurieslow risk Audited

Tokenized note secured by short-term U.S. Treasuries and bank deposits. Offers permissionless access to Treasury yields for non-U.S. investors.

Current APY

4.90%

Total Value Locked

$680.00M

+8.50%30d

Price

$1.06

+0.01%24h

Holders

28.5K

Market Cap

$680.00M

Yield History

Tokenomics Score

Grade A · 83/100

Supply

Value

Distribution

Liquidity

Governance

Utility

Transparency

Yield vs Peers

Rank #3 of 18 in Treasuries

CETES10.00%

DROP6.00%

USDY (this asset)4.90%

tfBILL4.50%

bIB014.25%

fUSDC4.25%

TBY4.25%

TBILL4.20%

vs Benchmarks

US 10Y Treasury

4.25%+0.65%

High-Yield Savings

4.50%+0.40%

Treasuries Avg

4.50%+0.40%

S&P 500 Dividend

1.30%+3.60%

Yield Calculator

Period	USDY(4.90%)	Bank Savings(4.5%)	Advantage
30 Days	+$40.27	+$36.99	+$3.29
90 Days	+$120.82	+$110.96	+$9.86
6 Months	+$244.33	+$224.38	+$19.95
1 Year	+$490	+$450	+$40

Projected returns based on current APY. Actual returns may vary. Not financial advice.

Risk Scanner

6/7 checks passed

Overall Safety Score86%

Smart ContractLow Risk

Audited by OpenZeppelin

CounterpartyLow Risk

Institutional-grade custody and management

RegulatoryCaution

No KYC — may face future regulatory scrutiny

LiquidityLow Risk

Deep liquidity — 0.68B TVL

Chain RiskLow Risk

Available on 5 chains — well diversified

RedemptionLow Risk

No lock period — redeem anytime

Yield StabilityLow Risk

Very stable — within 5% of 30d average

Protocol Health

6/6 Healthy

Contract Status

Active

Data Feed

Live

Audit Status

Verified (OpenZeppelin)

Oracle Health

Active

Holder Activity

Active

Reserve Transparency

Verified

Entry & Exit Costs

ethereum

~$3.50~$3.50

solana

~$0.01~$0.01

mantle

~$1.00~$1.00

sui

~$1.00~$1.00

aptos

~$1.00~$1.00

Management Fee0%

Performance Fee0%

Redemption Fee0%

Break-even Insight

On solana, a $1,000 investment at 4.90% APY recovers gas costs (entry + exit) in 1 days.

Key Facts

Name: Ondo US Dollar Yield
Ticker: USDY
Category: Treasuries
Platform: Ondo Finance
Inception: Aug 1, 2023
Management Fees: 0%

Investment Details

Min. Investment: $500
Lock Period: None
KYC Required: No
Accredited Only: No
Eligible Investors: All Investors
Available Chains: ethereum, solana, mantle, sui, aptos

Market Data

TVL: $680.00M
Price: $1.06
Market Cap: $680.00M
Holders: 28,500
7D APY: 4.85%
30D APY: 4.92%
Risk Level: low risk
Audit Status: audited (OpenZeppelin)

Chain Distribution

Network	TVL	Share	Contract
ethereum	$408.00M	60.0%	0x96F6...985C
solana	$68.00M	10.0%	—
mantle	$68.00M	10.0%	—
sui	$68.00M	10.0%	—
aptos	$68.00M	10.0%	—

How to Buy USDY

USDY is available on ethereum, solana, mantle, sui, aptos. No KYC required. Min. investment: $500.

Similar Treasuries Assets

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BlackRock USD Institutional Digital Liquidity Fund

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OUSG

Ondo Short-Term US Government Bond Fund

3.75%$520.00M

BENJI

Franklin OnChain U.S. Government Money Fund

3.54%$894.00M

USTB

Superstate Short Duration US Government Securities Fund

4.11%$340.00M

Frequently Asked Questions

What is Ondo US Dollar Yield?

Tokenized note secured by short-term U.S. Treasuries and bank deposits. Offers permissionless access to Treasury yields for non-U.S. investors.

What is the current yield on USDY?

USDY currently offers 4.90% APY. The 7-day average is 4.85% and 30-day average is 4.92%.

Is USDY safe?

USDY has a low risk rating and a tokenomics score of A. It is audited by OpenZeppelin. Always do your own research before investing.

How do I buy USDY?

USDY is available on ethereum, solana, mantle, sui, aptos. No KYC is required. Minimum investment is $500.

What chains is USDY available on?

USDY is deployed on Ethereum, Solana, Mantle, Sui, Aptos. Each chain may have different liquidity levels and gas costs.

Last updated: Mar 28, 2026, 9:29 AM