SAF

Spiko Amundi Overnight Swap Fund

Q: What is the current yield on SAFO?

SAFO currently offers 3.75% APY. The 30-day average yield is 3.78%.

$SAFO

SpikoTreasurieslow risk Audited

Europe's first approved tokenized money market fund. Partnered with Amundi (EUR 2.4T AUM) offering on-chain access to European money market yields.

Current APY

3.75%

Total Value Locked

$1.00B

+4.20%30d

Price

+0.00%24h

Holders

6.0K

Market Cap

$1.00B

Yield History

Yield vs Peers

Rank #16 of 18 in Treasuries

CETES10.00%

DROP6.00%

USDY4.90%

tfBILL4.50%

bIB014.25%

fUSDC4.25%

TBY4.25%

TBILL4.20%

vs Benchmarks

US 10Y Treasury

4.25%-0.50%

High-Yield Savings

4.50%-0.75%

Treasuries Avg

4.50%-0.75%

S&P 500 Dividend

1.30%+2.45%

Yield Calculator

Period	SAFO(3.75%)	Bank Savings(4.5%)	Advantage
30 Days	+$30.82	+$36.99	-$6.16
90 Days	+$92.47	+$110.96	-$18.49
6 Months	+$186.99	+$224.38	-$37.4
1 Year	+$375	+$450	-$75

Projected returns based on current APY. Actual returns may vary. Not financial advice.

Risk Scanner

6/7 checks passed

Overall Safety Score86%

Smart ContractLow Risk

Audited by null

CounterpartyLow Risk

Institutional-grade custody and management

RegulatoryLow Risk

KYC/AML compliant — regulated framework

LiquidityLow Risk

Deep liquidity — 1.00B TVL

Chain RiskCaution

On 2 chains — moderate diversification

RedemptionLow Risk

No lock period — redeem anytime

Yield StabilityLow Risk

Very stable — within 5% of 30d average

Protocol Health

6/6 Healthy

Contract Status

Active

Data Feed

Live

Audit Status

Verified (null)

Oracle Health

Active

Holder Activity

Active

Reserve Transparency

Verified

Entry & Exit Costs

ethereum

~$3.50~$3.50

polygon

~$0.02~$0.02

Management Fee0%

Performance Fee0%

Redemption Fee0%

Break-even Insight

On polygon, a $1,000 investment at 3.75% APY recovers gas costs (entry + exit) in 1 days.

Key Facts

Name: Spiko Amundi Overnight Swap Fund
Ticker: SAFO
Category: Treasuries
Platform: Spiko
Inception: Jan 1, 2024
Management Fees: 0%

Investment Details

Min. Investment: None
Lock Period: None
KYC Required: Yes
Accredited Only: No
Eligible Investors: All Investors
Available Chains: ethereum, polygon

Market Data

TVL: $1.00B
Price: $1
Market Cap: $1.00B
Holders: 6,000
7D APY: 3.72%
30D APY: 3.78%
Risk Level: low risk
Audit Status: audited

Chain Distribution

Network	TVL	Share	Contract
ethereum	$600.00M	60.0%	—
polygon	$400.00M	40.0%	—

How to Buy SAFO

SAFO is available on ethereum, polygon. KYC verification is required.

Similar Treasuries Assets

BUIDL

BlackRock USD Institutional Digital Liquidity Fund

3.43%$1.78B

USDY

Ondo US Dollar Yield

4.90%$680.00M

OUSG

Ondo Short-Term US Government Bond Fund

3.75%$520.00M

BENJI

Franklin OnChain U.S. Government Money Fund

3.54%$894.00M

Frequently Asked Questions

What is Spiko Amundi Overnight Swap Fund?

Europe's first approved tokenized money market fund. Partnered with Amundi (EUR 2.4T AUM) offering on-chain access to European money market yields.

What is the current yield on SAFO?

SAFO currently offers 3.75% APY. The 7-day average is 3.72% and 30-day average is 3.78%.

Is SAFO safe?

SAFO has a low risk rating and a tokenomics score of A. It is audited by null. Always do your own research before investing.

How do I buy SAFO?

SAFO is available on ethereum, polygon. KYC verification is required. No minimum investment.

What chains is SAFO available on?

SAFO is deployed on Ethereum, Polygon. Each chain may have different liquidity levels and gas costs.

Last updated: Mar 28, 2026, 9:29 AM