The largest stablecoin by market cap, backed by US Treasuries, cash equivalents, and other reserves. No native yield — earning requires depositing into DeFi lending protocols.
Current APY
5.00%
Total Value Locked
$145.00B
Price
$1
Holders
5.8M
Market Cap
$145.00B
Yield History
Yield vs Peers
Rank #7 of 14 in StablecoinsYield Calculator
| Period | USDT(5.00%) | Bank Savings(4.5%) | Advantage |
|---|---|---|---|
| 30 Days | +$41.1 | +$36.99 | +$4.11 |
| 90 Days | +$123.29 | +$110.96 | +$12.33 |
| 6 Months | +$249.32 | +$224.38 | +$24.93 |
| 1 Year | +$500 | +$450 | +$50 |
Projected returns based on current APY. Actual returns may vary. Not financial advice.
Risk Scanner
6/7 checks passedAudited by BDO Italia
Institutional-grade custody and management
No KYC — may face future regulatory scrutiny
Deep liquidity — 145.00B TVL
Available on 8 chains — well diversified
No lock period — redeem anytime
Very stable — within 5% of 30d average
Protocol Health
Contract Status
Data Feed
Audit Status
Oracle Health
Holder Activity
Reserve Transparency
Entry & Exit Costs
Break-even Insight
On solana, a $1,000 investment at 5.00% APY recovers gas costs (entry + exit) in 1 days.
Key Facts
- Name
- Tether USD
- Ticker
- USDT
- Category
- Stablecoins
- Platform
- Tether Holdings
- Inception
- Oct 6, 2014
- Management Fees
- 0%
Investment Details
- Min. Investment
- None
- Lock Period
- None
- KYC Required
- No
- Accredited Only
- No
- Eligible Investors
- All Investors
- Available Chains
- ethereum, tron, solana, avalanche, bnb-chain, polygon, arbitrum, optimism
Market Data
- TVL
- $145.00B
- Price
- $1
- Market Cap
- $145.00B
- Holders
- 5,800,000
- 7D APY
- 4.95%
- 30D APY
- 5.05%
- Risk Level
- low risk
- Audit Status
- audited (BDO Italia)
Chain Distribution
| Network | TVL | Share | Contract |
|---|---|---|---|
ethereum | $87.00B | 60.0% | 0xdAC1...1ec7 |
tron | $8.29B | 5.7% | — |
solana | $8.29B | 5.7% | — |
avalanche | $8.29B | 5.7% | — |
bnb-chain | $8.29B | 5.7% | — |
polygon | $8.29B | 5.7% | — |
arbitrum | $8.29B | 5.7% | — |
optimism | $8.29B | 5.7% | — |
Similar Stablecoins Assets
Frequently Asked Questions
What is Tether USD?
The largest stablecoin by market cap, backed by US Treasuries, cash equivalents, and other reserves. No native yield — earning requires depositing into DeFi lending protocols.
What is the current yield on USDT?
USDT currently offers 5.00% APY. The 7-day average is 4.95% and 30-day average is 5.05%.
Is USDT safe?
USDT has a low risk rating and a tokenomics score of B. It is audited by BDO Italia. Always do your own research before investing.
How do I buy USDT?
USDT is available on ethereum, tron, solana, avalanche, bnb-chain, polygon, arbitrum, optimism. No KYC is required. No minimum investment.
What chains is USDT available on?
USDT is deployed on Ethereum, Tron, Solana, Avalanche, Bnb-chain, Polygon, Arbitrum, Optimism. Each chain may have different liquidity levels and gas costs.
Last updated: Mar 28, 2026, 9:29 AM