PayPal's regulated stablecoin issued via Paxos. Expanded to 70+ global markets for cross-border payments. One of the fastest-growing stablecoins backed by the largest digital payments company.
Current APY
3.70%
Total Value Locked
$2.50B
Price
$1
Holders
350.0K
Market Cap
$2.50B
Yield History
Tokenomics Score
Yield vs Peers
Rank #11 of 14 in StablecoinsYield Calculator
| Period | PYUSD(3.70%) | Bank Savings(4.5%) | Advantage |
|---|---|---|---|
| 30 Days | +$30.41 | +$36.99 | -$6.58 |
| 90 Days | +$91.23 | +$110.96 | -$19.73 |
| 6 Months | +$184.49 | +$224.38 | -$39.89 |
| 1 Year | +$370 | +$450 | -$80 |
Projected returns based on current APY. Actual returns may vary. Not financial advice.
Risk Scanner
5/7 checks passedAudited by Paxos (NYDFS-regulated)
Institutional-grade custody and management
No KYC — may face future regulatory scrutiny
Deep liquidity — 2.50B TVL
On 2 chains — moderate diversification
No lock period — redeem anytime
Very stable — within 5% of 30d average
Protocol Health
Contract Status
Data Feed
Audit Status
Oracle Health
Holder Activity
Reserve Transparency
Entry & Exit Costs
Break-even Insight
On solana, a $1,000 investment at 3.70% APY recovers gas costs (entry + exit) in 1 days.
Key Facts
- Name
- PayPal USD
- Ticker
- PYUSD
- Category
- Stablecoins
- Platform
- PayPal (Paxos)
- Inception
- Aug 1, 2023
- Management Fees
- 0%
Investment Details
- Min. Investment
- None
- Lock Period
- None
- KYC Required
- No
- Accredited Only
- No
- Eligible Investors
- All Investors
- Available Chains
- ethereum, solana
Market Data
- TVL
- $2.50B
- Price
- $1
- Market Cap
- $2.50B
- Holders
- 350,000
- 7D APY
- 3.68%
- 30D APY
- 3.72%
- Risk Level
- low risk
- Audit Status
- audited (Paxos (NYDFS-regulated))
Chain Distribution
| Network | TVL | Share | Contract |
|---|---|---|---|
ethereum | $1.50B | 60.0% | — |
solana | $1.00B | 40.0% | — |
Similar Stablecoins Assets
Frequently Asked Questions
What is PayPal USD?
PayPal's regulated stablecoin issued via Paxos. Expanded to 70+ global markets for cross-border payments. One of the fastest-growing stablecoins backed by the largest digital payments company.
What is the current yield on PYUSD?
PYUSD currently offers 3.70% APY. The 7-day average is 3.68% and 30-day average is 3.72%.
Is PYUSD safe?
PYUSD has a low risk rating and a tokenomics score of A. It is audited by Paxos (NYDFS-regulated). Always do your own research before investing.
How do I buy PYUSD?
PYUSD is available on ethereum, solana. No KYC is required. No minimum investment.
What chains is PYUSD available on?
PYUSD is deployed on Ethereum, Solana. Each chain may have different liquidity levels and gas costs.
Last updated: Mar 28, 2026, 9:29 AM