Pioneer of uncollateralized on-chain lending. Borrowers access capital without collateral through credit-scored pools. Acquired Cyan (NFT lending) in 2025.
Current APY
10.00%
Total Value Locked
$200.00M
Price
—
Holders
4.2K
Market Cap
—
Yield History
Yield vs Peers
Rank #4 of 9 in Private CreditYield Calculator
| Period | TRU(10.00%) | Bank Savings(4.5%) | Advantage |
|---|---|---|---|
| 30 Days | +$82.19 | +$36.99 | +$45.21 |
| 90 Days | +$246.58 | +$110.96 | +$135.62 |
| 6 Months | +$498.63 | +$224.38 | +$274.25 |
| 1 Year | +$1,000 | +$450 | +$550 |
Projected returns based on current APY. Actual returns may vary. Not financial advice.
Risk Scanner
4/7 checks passedAudited by null
Elevated counterparty risk — research thoroughly
No KYC — may face future regulatory scrutiny
Moderate liquidity — 200M TVL
Available on 3 chains — well diversified
No lock period — redeem anytime
Very stable — within 5% of 30d average
Protocol Health
Contract Status
Data Feed
Audit Status
Oracle Health
Holder Activity
Reserve Transparency
Entry & Exit Costs
Break-even Insight
On base, a $1,000 investment at 10.00% APY recovers gas costs (entry + exit) in 1 days.
Key Facts
- Name
- TrueFi Lending Pools
- Ticker
- TRU
- Category
- Private Credit
- Platform
- TrueFi
- Inception
- Nov 1, 2020
- Management Fees
- 0%
Investment Details
- Min. Investment
- None
- Lock Period
- None
- KYC Required
- No
- Accredited Only
- No
- Eligible Investors
- All Investors
- Available Chains
- ethereum, optimism, base
Market Data
- TVL
- $200.00M
- Price
- —
- Market Cap
- —
- Holders
- 4,200
- 7D APY
- 9.80%
- 30D APY
- 10.20%
- Risk Level
- high risk
- Audit Status
- audited
Chain Distribution
| Network | TVL | Share | Contract |
|---|---|---|---|
ethereum | $120.00M | 60.0% | — |
optimism | $40.00M | 20.0% | — |
base | $40.00M | 20.0% | — |
Similar Private Credit Assets
Frequently Asked Questions
What is TrueFi Lending Pools?
Pioneer of uncollateralized on-chain lending. Borrowers access capital without collateral through credit-scored pools. Acquired Cyan (NFT lending) in 2025.
What is the current yield on TRU?
TRU currently offers 10.00% APY. The 7-day average is 9.80% and 30-day average is 10.20%.
Is TRU safe?
TRU has a high risk rating and a tokenomics score of C. It is audited by null. Always do your own research before investing.
How do I buy TRU?
TRU is available on ethereum, optimism, base. No KYC is required. No minimum investment.
What chains is TRU available on?
TRU is deployed on Ethereum, Optimism, Base. Each chain may have different liquidity levels and gas costs.
Last updated: Mar 28, 2026, 9:29 AM