R
Live$0 TVL
USDT5.00%$145.00BUSDC4.50%$60.00BUSDe12.50%$5.20BRSWAN6.50%$5.00BUSDS5.00%$4.10BsDAI6.00%$2.80BPYUSD3.70%$2.50BUSYC3.85%$2.10BBUIDL3.43%$1.78BSAFO3.75%$1.00BBENJI3.54%$894.00MMPL-USDC9.50%$820.00MUSDT5.00%$145.00BUSDC4.50%$60.00BUSDe12.50%$5.20BRSWAN6.50%$5.00BUSDS5.00%$4.10BsDAI6.00%$2.80BPYUSD3.70%$2.50BUSYC3.85%$2.10BBUIDL3.43%$1.78BSAFO3.75%$1.00BBENJI3.54%$894.00MMPL-USDC9.50%$820.00M

BUIDL vs USDM

BlackRock USD Institutional Digital Liquidity Fund vs Mountain Protocol USD — side-by-side comparison

BU

BUIDL

Securitize (BlackRock)

VS

BUIDL wins 3/5 metrics

USDM

Mountain Protocol

US

USDM yields +0.52% more — that's +$52/year per $10K invested.

Yield History Comparison

Detailed Comparison

Yield & Returns

3.43%
Current APY
3.95% Better
3.43%
7D APY
3.92% Better
3.50%
30D APY
3.98% Better

Market Data

Better$1.78B
TVL
$185.00M
$1
Price
$1
$1.78B
Market Cap
$185.00M
Better15.2K
Holders
12.4K
+4.78%
TVL Change (30d)
+15.40% Better

Quality & Safety

BetterA
Tokenomics Grade
B
low
Risk Level
low
audited
Audit Status
audited
PricewaterhouseCoopers
Auditor
OpenZeppelin

Access & Requirements

$100,000
Min. Investment
$1
Yes
KYC Required
No
Yes
Accredited Only
No
None
Lock Period
None
ethereum, avalanche, polygon, arbitrum, optimism
Chains
ethereum, polygon, base, arbitrum, optimism

Frequently Asked Questions

Which is better, BUIDL or USDM?

BUIDL wins on 3 out of 5 key metrics including , TVL, tokenomics score. Always consider your risk tolerance and investment goals.

What is the yield difference between BUIDL and USDM?

BUIDL offers 3.43% APY while USDM offers 3.95% APY. That's a 0.52% difference, equivalent to $52 per year on a $10,000 investment.