USDC vs PYUSD

USD Coin vs PayPal USD — side-by-side comparison

US

USDC

Circle

VS

USDC wins 3/5 metrics

PYUSD

PayPal (Paxos)

PY

USDC yields +0.80% more — that's +$80/year per $10K invested.

Yield History Comparison

Detailed Comparison

Yield & Returns

Better4.50%
Current APY
3.70%
Better4.45%
7D APY
3.68%
Better4.55%
30D APY
3.72%

Market Data

Better$60.00B
TVL
$2.50B
$1
Price
$1
$60.00B
Market Cap
$2.50B
Better2.2M
Holders
350.0K
+2.00%
TVL Change (30d)
+8.00% Better

Quality & Safety

A
Tokenomics Grade
A
low
Risk Level
low
audited
Audit Status
audited
Deloitte
Auditor
Paxos (NYDFS-regulated)

Access & Requirements

None
Min. Investment
None
No
KYC Required
No
No
Accredited Only
No
None
Lock Period
None
ethereum, solana, base, arbitrum, optimism, polygon, avalanche, stellar
Chains
ethereum, solana

Frequently Asked Questions

Which is better, USDC or PYUSD?

USDC wins on 3 out of 5 key metrics including yield, TVL. Always consider your risk tolerance and investment goals.

What is the yield difference between USDC and PYUSD?

USDC offers 4.50% APY while PYUSD offers 3.70% APY. That's a 0.80% difference, equivalent to $80 per year on a $10,000 investment.