R
Live$0 TVL
USDT5.00%$145.00BUSDC4.50%$60.00BUSDe12.50%$5.20BRSWAN6.50%$5.00BUSDS5.00%$4.10BsDAI6.00%$2.80BPYUSD3.70%$2.50BUSYC3.85%$2.10BBUIDL3.43%$1.78BSAFO3.75%$1.00BBENJI3.54%$894.00MMPL-USDC9.50%$820.00MUSDT5.00%$145.00BUSDC4.50%$60.00BUSDe12.50%$5.20BRSWAN6.50%$5.00BUSDS5.00%$4.10BsDAI6.00%$2.80BPYUSD3.70%$2.50BUSYC3.85%$2.10BBUIDL3.43%$1.78BSAFO3.75%$1.00BBENJI3.54%$894.00MMPL-USDC9.50%$820.00M

sDAI vs PYUSD

Savings DAI vs PayPal USD — side-by-side comparison

sD

sDAI

Sky (MakerDAO)

VS

sDAI wins 2/5 metrics

PYUSD

PayPal (Paxos)

PY

sDAI yields +2.30% more — that's +$230/year per $10K invested.

Yield History Comparison

Detailed Comparison

Yield & Returns

Better6.00%
Current APY
3.70%
Better5.95%
7D APY
3.68%
Better6.10%
30D APY
3.72%

Market Data

Better$2.80B
TVL
$2.50B
$1.07
Price
$1
$2.80B
Market Cap
$2.50B
125.0K
Holders
350.0K Better
+5.40%
TVL Change (30d)
+8.00% Better

Quality & Safety

A
Tokenomics Grade
A
low
Risk Level
low
audited
Audit Status
audited
ChainSecurity
Auditor
Paxos (NYDFS-regulated)

Access & Requirements

None
Min. Investment
None
No
KYC Required
No
No
Accredited Only
No
None
Lock Period
None
ethereum
Chains
ethereum, solana

Frequently Asked Questions

Which is better, sDAI or PYUSD?

sDAI wins on 2 out of 5 key metrics including yield, TVL. Always consider your risk tolerance and investment goals.

What is the yield difference between sDAI and PYUSD?

sDAI offers 6.00% APY while PYUSD offers 3.70% APY. That's a 2.30% difference, equivalent to $230 per year on a $10,000 investment.