USDT vs USDC

Tether USD vs USD Coin — side-by-side comparison

US

USDT

Tether Holdings

VS

USDT wins 3/5 metrics

USDC

Circle

US

USDT yields +0.50% more — that's +$50/year per $10K invested.

Yield History Comparison

Detailed Comparison

Yield & Returns

Better5.00%
Current APY
4.50%
Better4.95%
7D APY
4.45%
Better5.05%
30D APY
4.55%

Market Data

Better$145.00B
TVL
$60.00B
$1
Price
$1
$145.00B
Market Cap
$60.00B
Better5.8M
Holders
2.2M
+1.50%
TVL Change (30d)
+2.00% Better

Quality & Safety

B
Tokenomics Grade
A Better
low
Risk Level
low
audited
Audit Status
audited
BDO Italia
Auditor
Deloitte

Access & Requirements

None
Min. Investment
None
No
KYC Required
No
No
Accredited Only
No
None
Lock Period
None
ethereum, tron, solana, avalanche, bnb-chain, polygon, arbitrum, optimism
Chains
ethereum, solana, base, arbitrum, optimism, polygon, avalanche, stellar

Frequently Asked Questions

Which is better, USDT or USDC?

USDT wins on 3 out of 5 key metrics including yield, TVL. Always consider your risk tolerance and investment goals.

What is the yield difference between USDT and USDC?

USDT offers 5.00% APY while USDC offers 4.50% APY. That's a 0.50% difference, equivalent to $50 per year on a $10,000 investment.