USDT vs PYUSD

Tether USD vs PayPal USD — side-by-side comparison

USDT yields +1.30% more — that's +$130/year per $10K invested.

Yield History Comparison

Detailed Comparison

Yield & Returns

Better5.00%
Current APY
3.70%
Better4.95%
7D APY
3.68%
Better5.05%
30D APY
3.72%

Market Data

Better$145.00B
TVL
$2.50B
$1
Price
$1
$145.00B
Market Cap
$2.50B
Better5.8M
Holders
350.0K
+1.50%
TVL Change (30d)
+8.00% Better

Quality & Safety

B
Tokenomics Grade
A Better
low
Risk Level
low
audited
Audit Status
audited
BDO Italia
Auditor
Paxos (NYDFS-regulated)

Access & Requirements

None
Min. Investment
None
No
KYC Required
No
No
Accredited Only
No
None
Lock Period
None
ethereum, tron, solana, avalanche, bnb-chain, polygon, arbitrum, optimism
Chains
ethereum, solana

Frequently Asked Questions

Which is better, USDT or PYUSD?

USDT wins on 3 out of 5 key metrics including yield, TVL. Always consider your risk tolerance and investment goals.

What is the yield difference between USDT and PYUSD?

USDT offers 5.00% APY while PYUSD offers 3.70% APY. That's a 1.30% difference, equivalent to $130 per year on a $10,000 investment.