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Live$0 TVL
USDT5.00%$145.00BUSDC4.50%$60.00BUSDe12.50%$5.20BRSWAN6.50%$5.00BUSDS5.00%$4.10BsDAI6.00%$2.80BPYUSD3.70%$2.50BUSYC3.85%$2.10BBUIDL3.43%$1.78BSAFO3.75%$1.00BBENJI3.54%$894.00MMPL-USDC9.50%$820.00MUSDT5.00%$145.00BUSDC4.50%$60.00BUSDe12.50%$5.20BRSWAN6.50%$5.00BUSDS5.00%$4.10BsDAI6.00%$2.80BPYUSD3.70%$2.50BUSYC3.85%$2.10BBUIDL3.43%$1.78BSAFO3.75%$1.00BBENJI3.54%$894.00MMPL-USDC9.50%$820.00M
USD

How to Buy Mountain Protocol USD (USDM)

Mountain ProtocolTreasuries

This guide walks you through buying Mountain Protocol USD (USDM), a treasuries asset on Mountain Protocol currently earning 3.95% APY. Follow these 5 steps to start earning yield on your investment.

1

Set Up a Wallet

To invest in USDM, you need a compatible crypto wallet. We recommend MetaMask or Rabby for browser-based wallets, or Coinbase Wallet for mobile. Make sure your wallet supports one of the following chains: ethereum, polygon, base, arbitrum, optimism. Write down your seed phrase and store it securely -- never share it with anyone.

2

Get Stablecoins

USDM is typically purchased with USDC or USDT. You can buy stablecoins on any major exchange (Coinbase, Kraken, Binance) and send them to your wallet on ethereum. If you already have crypto, you can swap to USDC on a DEX like Uniswap or 1inch. The minimum investment for USDM is $1.

3

Complete KYC (If Required)

Good news: USDM on Mountain Protocol does not require KYC verification. You can invest directly from your wallet without identity verification. Note that regulatory requirements may change, so check the protocol's current requirements before investing.

4

Connect to Protocol

Visit the Mountain Protocol platform at https://mountainprotocol.com and connect your wallet. Make sure you are on the correct network (ethereum). Review the terms and conditions carefully. Check that the URL is correct to avoid phishing sites -- always access the protocol through official links or bookmark the site.

5

Make Your Investment

Select USDM from the available products and enter the amount you want to invest. Minimum investment: $1. Review the current APY (3.95%), any fees, and redemption terms before confirming. Approve the stablecoin spend and confirm the transaction in your wallet. Your yield will start accruing immediately after the transaction confirms.

Ready to invest in USDM?

Start earning 3.95% APY on Mountain Protocol today.

Frequently Asked Questions

What is USDM?

Yield-bearing stablecoin backed by short-term U.S. Treasuries. Rebases daily to distribute yield. Permissionless for non-U.S. users.

What APY does USDM currently offer?

USDM currently offers 3.95% APY. The 7-day average APY is 3.92% and the 30-day average is 3.98%. Yields can fluctuate based on market conditions.

Is KYC required to buy USDM?

No, USDM does not currently require KYC verification. You can invest directly from your wallet.

What chains is USDM available on?

USDM is available on ethereum, polygon, base, arbitrum and optimism.

View full USDM analysis

USDM Overview

Current APY
3.95%
TVL
$185.00M
Min Investment
$1
KYC Required
No
Chains
ethereum, polygon, base, arbitrum, optimism
Risk Level
low risk
Audit Status
audited

Quick Links

USDM AnalysisMountain Protocol ProtocolYield ScreenerYield Calculator