R
Live$0 TVL
USDT5.00%$145.00BUSDC4.50%$60.00BUSDe12.50%$5.20BRSWAN6.50%$5.00BUSDS5.00%$4.10BsDAI6.00%$2.80BPYUSD3.70%$2.50BUSYC3.85%$2.10BBUIDL3.43%$1.78BSAFO3.75%$1.00BBENJI3.54%$894.00MMPL-USDC9.50%$820.00MUSDT5.00%$145.00BUSDC4.50%$60.00BUSDe12.50%$5.20BRSWAN6.50%$5.00BUSDS5.00%$4.10BsDAI6.00%$2.80BPYUSD3.70%$2.50BUSYC3.85%$2.10BBUIDL3.43%$1.78BSAFO3.75%$1.00BBENJI3.54%$894.00MMPL-USDC9.50%$820.00M

USDY vs BENJI

Ondo US Dollar Yield vs Franklin OnChain U.S. Government Money Fund — side-by-side comparison

US

USDY

Ondo Finance

VS

USDY wins 2/5 metrics

BENJI

Franklin Templeton

BE

USDY yields +1.36% more — that's +$136/year per $10K invested.

Yield History Comparison

Detailed Comparison

Yield & Returns

Better4.90%
Current APY
3.54%
Better4.85%
7D APY
3.54%
Better4.92%
30D APY
3.58%

Market Data

$680.00M
TVL
$894.00M Better
$1.06
Price
$1
$680.00M
Market Cap
$894.00M
Better28.5K
Holders
8.9K
Better+8.50%
TVL Change (30d)
+3.20%

Quality & Safety

A
Tokenomics Grade
A
low
Risk Level
low
audited
Audit Status
audited
OpenZeppelin
Auditor
Ernst & Young

Access & Requirements

$500
Min. Investment
$20
No
KYC Required
Yes
No
Accredited Only
No
None
Lock Period
None
ethereum, solana, mantle, sui, aptos
Chains
stellar, polygon, ethereum, avalanche, arbitrum

Frequently Asked Questions

Which is better, USDY or BENJI?

USDY wins on 2 out of 5 key metrics including yield. Always consider your risk tolerance and investment goals.

What is the yield difference between USDY and BENJI?

USDY offers 4.90% APY while BENJI offers 3.54% APY. That's a 1.36% difference, equivalent to $136 per year on a $10,000 investment.