USDY vs USDM

Ondo US Dollar Yield vs Mountain Protocol USD — side-by-side comparison

USDY yields +0.95% more — that's +$95/year per $10K invested.

Yield History Comparison

Detailed Comparison

Yield & Returns

Better4.90%
Current APY
3.95%
Better4.85%
7D APY
3.92%
Better4.92%
30D APY
3.98%

Market Data

Better$680.00M
TVL
$185.00M
$1.06
Price
$1
$680.00M
Market Cap
$185.00M
Better28.5K
Holders
12.4K
+8.50%
TVL Change (30d)
+15.40% Better

Quality & Safety

BetterA
Tokenomics Grade
B
low
Risk Level
low
audited
Audit Status
audited
OpenZeppelin
Auditor
OpenZeppelin

Access & Requirements

$500
Min. Investment
$1
No
KYC Required
No
No
Accredited Only
No
None
Lock Period
None
ethereum, solana, mantle, sui, aptos
Chains
ethereum, polygon, base, arbitrum, optimism

Frequently Asked Questions

Which is better, USDY or USDM?

USDY wins on 4 out of 5 key metrics including yield, TVL, tokenomics score. Always consider your risk tolerance and investment goals.

What is the yield difference between USDY and USDM?

USDY offers 4.90% APY while USDM offers 3.95% APY. That's a 0.95% difference, equivalent to $95 per year on a $10,000 investment.